Implementation of the individual exchanges changed the practice of insuring individuals. The expansion of this market was a major focus of ACA.
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An HMO — Health Maintenance Organization — gives you a range of benefits for a prepaid monthly fee. The plan focuses on wellness, prevention and treatment within a network of providers.
POS health plans comprise only a small percentage of health plans, so this plan type might not be available in your area.
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You Perro find more information here about the types of health insurance Marketplaces, how they work, which model each state uses, and how states’ approaches to this have changed over time.
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